Need a Lender?
We always advise working with a LOCAL lender, so we present to you Mike Summerfield and his great team over at Summit Funding in Quincy, CA! They offer several great resources on their website to help guide you through the process of buying a home.
Sales Manager/Sr. Loan Officer
507 W. Main Street
Quincy, CA 95971
Branch NMLS ID# 996907
Summit Funding, Inc. NMLS ID# 3199, www.nmlsconsumeraccess.org, Equal Housing Opportunity
(530) 283-9243 Office
(530) 283-9251 Fax
Seller Financing Option May Be Possible
Some homes may not be eligible for conventional financing through a bank. This would include manufactured homes built prior to June 15, 1976 AND manufactured homes that are NOT on a permanent foundation. Homes like these must be purchased with cash, or may offer seller financing. Seller financing allows the seller to be the ‘bank’ and earn the interest you would otherwise be paying the bank with conventional financing. Not every seller is willing to offer seller financing as an option to purchase. Check with your trusted Realtor® to find out!